© Deftco Corp


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Business Loans


This special program is designed to help business owners more effectively manage their business cash flow. A credit line can help manage late receivables, operating expenses, purchases of inventory, and help with cyclical business fluctuations. Companies may also use their line of credit to pay bills early to receive supplier discounts. the business Capital Line provides a minimum of $25,000 to a maximum of $100,000 to qualifying businesses (larger loans are available on a secured basis). The Line of Credit enables business owners to access cash as needed. 100% of the capital line is available as cash, no collateral is required.


Features and Benefits


  • Easy 1-page applications process

  • Average rate is prime plus

  • Total line is available immediately



Loan Criteria


  • Requires a FICA score of 660 or above

  • Must be in business for at least 1 year Loans over $100,000 must be in business for at least 3 years

  • Completed Application signed, minimal documentation

  • Note - no prepayment penalty


We understand that each client is unique, so we have designed out loan program to be flexible. We cannot promise to approve every request. The bottom line is the client needs to show the ability to repay the loan.



Business Credit Lines

  • $25,000 to $100,000

  • Unsecured business line of credit.