BUSINESS CREDIT LINES
BUSINESS LOANS
$25,000 TO $100,000
UNSECURED BUSINESS LINE OF CREDIT
 
This special program is designed to help business owners more effectively manage their business cash flow. A credit line can help manage late receivables, operating expenses, purchases of inventory, and help with cyclical business fluctuations. Companies may also use their line of credit to pay bills early to receive supplier discounts. The business Capital Line provides a minimum of $25,000. to a maximum of $100,000 to qualifying businesses (larger loans are available on a secured basis). The Line of Credit enables business owners to access cash as needed. 100% of the capital line is available as cash, no collateral is required.

 
Features and Benefits:
  • Easy 1-page applications process
  • Average rate is prime plus
  • Total line is available immediately
  • Choose to repay the full balance each month or just make interest only payments


Loan criteria:
  • Unsecured Loans for any business purpose from $25,000 to $100,000
  • Requires a FICA score of 660 or above
  • Must be in business for at least 1 year Loans over $100,000 must be in business for at least 3 years
  • Completed Application signed, minimal documentation
  • Loan amount must not be over 30% of prior years gross sales
  • Note – no prepayment penalty
 
We understand that each client is unique, so we have designed our loan program to be flexible. We cannot promise to approve every loan request. The bottom line is the client needs to show the ability to repay the loan.

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